So, WhatsApp payment Many people asked me that sould they use the WhatsApp payment option How safe it is? tell about this Now even offline people use to ask me Should they use WhatsApp payment or not? How safe it is? You used to give knowledge on YouTube So I think I should talk about this So here I am going to talk about how safe WhatsApp payment is Do I use it? and what’s my personal thinking What’s my personal opinion about WhatsApp payment feature My name is Imran and you are watching our YouTube channel ‘EFA’
So the first thing is that I haven’t used the WhatsApp payment feature I haven’t linked my bank account to WhatsApp Means I don’t use the WhatsApp payment feature why? There are many reasons behind it Not only this is the reason that it is not much safe however, this is also one of a reason But not only this I’ll tell you See, WhatsApp is a messaging app A communication app where we talk to people Now, a messaging app and a payment app which is specially made for payment Like PhonePe, Google Pay, Paytm, etc
and banks provide their special app That is specially made for payment Nothing more but first WhatsApp was launched as a messaging app No audio call and video call features were available as technology advances so voice call feature was added to WhatsApp after many days A video call feature was added It was a messaging app Facebook’s product But the generation has become so digital People are doing payments digitally through UPI since the UPI has launched Now when we started using many apps Now we got the payment
WhatsApp payment So remember why I told you this long Because there is only a feature of payment in WhatsApp It’s not like that we use WhatsApp for payment Just a feature WhatsApp is used for chatting However, WhatsApp business where we talk regarding business and use to share our catalogs and products But there is no payment feature in WhatsApp business I think this feature was important in WhatsApp business Not in any personal messaging app Personal private messaging WhatsApp application Now, whereas we talk about payment banking applications
where we do payment Are specifically made for payment so it has security accordingly Has power And those apps are safe Because they are specially made by considering payment regarding security Understood? And there is a huge difference between a messaging app and a banking application On one side there is only a payment feature But here the app is especially for payment If you compare it with other applications like PhonePe, Google Pay, Paytm, etc comparing these with the WhatsApp payment features?
It is not that safe Now, what’s the 2nd thing? You must have listened to WhatsApp data leak in news or mobile Cyberattack on WhatsApp It’s a Facebook product Facebook data leaked news Facebook is selling its data So all these things matter in this It matters I know it is connected with UPI And we have to enter a UPI pin for payment but even then When we listened to such news Like Data leak of this platform Or cyberattack Where data of big personalities have been leaked So the payment facility can be secure that much on such a platform?
you can accept this I don’t think so you should accept It’s my personal opinion Not said by any cyber security officials Just my personal opinion One more thing… Which I feel Nowadays, everyone is using WhatsApp big personality people use WhatsApp and their account gets hacked detectives Use to target because it is a messaging app So much data is available there Payment is different Many of you, your friends, your relatives, even my relatives whose accounts get hack they don’t even know don’t know messages from their WhatsApp go to many places
You must have gotten spam from unknown numbers ”have you won the lottery” You won KBC You won this, call us and the number you get the message from Have you ever thought about that number identity? Their WhatsApp has been hacked Many times I have made videos on this topic Now think when easily the WhatsApp is getting hack So should we link our bank account to WhatsApp? I don’t think so we shouldn’t do Yes our account or phone gets hacked because of our mistakes But it happens Because WhatsApp is a messaging app
Here people share their products illegally They do spam Whatever the reason is It is not necessary that they are hacking to extract your bank account details But yes WhatsApp gets hacked So that’s the reason Even your money is not deducting Or the hacker doesn’t know your UPI pin Even then the transaction history will be in the chats And the bank account is linked that’s a big thing Now all these reasons and I personally think when we have so many applications for payment I won’t choose only WhatsApp
Yes I know it’s a messaging app and we use it but I don’t use it for payment Because I don’t have trust in the Facebook product And then it remains in discussion all over the world Because I have more options that are more secure than this Bank personal application like my bank is BOB(Bank of Baroda) If I am using the bank’s personal application Or I reset my phone Or changed the phone So the application won’t work until I will register again into that app that’s the security of internet banking
What’s your opinion, tell me in the comments And also tell me do you use the WhatsApp payment feature Share the information with more people Share it as much as you can And do like the video so that YouTube will automatically share it because your like Subscribe to the channel if you have visited for the first time And press the bell icon to watch such more videos so that you could get notification of new videos first see you in the next video till then take care Love you bye bye and take care